Introduction 3
Chapter 1 Small and medium sized enterprises in the economy of the country 5
1. The development of small and medium sized enterprises: foreign experience 5
2. The development and current conditions of small enterprise in Russia 8
3. Sources of finance: special features 13
Chapter 2 Small and medium sized enterprises -relations with banks 17
1. Small and medium sized enterprises as borrowers - special features 17
2. Reality of the lending to small and medium sized enterprises market 29
3. Implementation of standard technologies, lending conditions and other forms of efficiency improvement for small and medium sized enterprises. 23
Conclusion 28
Bibliography 31
Appendix 33