Associations and Insurance Corporation have been established to guarantee loans. Such step was taken to simplify the mechanism of financial SME support. The government actively assists SMEs in obtaining loans at all stages of development gives loans and grants, especially for those SMEs who are actively involved in the development of high-tech industry.

Providing support, the state also tightly regulates the activities of SMEs. Special governmental agency is in charge of it. This agency monitors if SMEs are compliant with the antimonopoly legislation. It limits the control of the business owners, defines the responsibility of customers and performers in the contractual relations, and so on. The legislation sets status and the size of benefits for SMEs, according to their activity. In addition, the government sets strict regulation of the market value of the products. This allows controlling rising prices and keeping inflation at the lowest level.

Thus, Japan is a country where excellent conditions for development of small and medium-sized businesses have developed in all areas, because there is a strict control of the state in monitoring the development and functioning of SME sector.

Speaking about SME, we can’t skip such country as the United States. Today there are more than 20 million small and medium-sized businesses there. Scientists estimate that each 3-d American family owns own business.

In the US, the support for SMEs began in the 50s of the XX century, when the Small Business Administration (SBA) was established. It is operated now, protecting the interests of SMEs at the governmental level and has offices in all major cities of the country. Today it is one of the largest governmental organizations specializing in the support of SMEs in the world. Business centers, counseling centers, partner organizations and firms also support SME in US.

Agencies of AMB have close cooperation with development centers of Enterprise (CDE). Its main tasks  are finding sources of business financing, providing advice on the expansion of already existing businesses, as well as training representatives of SME management skills and how to run business. That is made by providing entrepreneurship.

There is a stable system of state regulation and support for SMEs in the United States and there is a well-developed network of state orders. Government provides guarantees for loans. There are also private equity firms that invest in small and medium businesses using their own and borrowed capital.

One of the main positive trends in the development of SMEs has become a mechanism of cooperation with big business. This mechanism began to take shape after World War II in Japan and gradually spread to other developed countries such as the US and European countries.

For SMEs this cooperation has a lot of advantages: