Plan

Introduction3

Chapter 1 Small and medium sized enterprises in the economy of the country5                                                                                   

1. The development of small and medium sized enterprises: foreign experience5                                                       

2. The development and current conditions of small enterprise in Russia8

3. Sources of finance: special features13

Chapter 2 Small and medium sized enterprises -relations with banks17                                                                                                               

1. Small and medium sized enterprises as borrowers - special features17                                                       

2. Reality of the lending to small and medium sized enterprises market29                                                                                   

3. Implementation of standard technologies, lending conditions and other forms of efficiency improvement for small and medium sized enterprises.                                                                                    23                                                       

Conclusion 28

Bibliography31

Appendix33