2.  the capital from a business that is set aside from profit or from shares sold at higher that their original price;

3.  the amount of money moving into   and out of a business at a particular point in time;

4.  part of the annual profit that is not paid out to shareholders as dividend, but reinvested in the company;

5.  receiving money from a person, a bank, or other financial organization and agreeing to pay it back later, usually with interest;

6.  money that has been borrowed and has to be paid back;

7.  a person or an organization that lends money and charges interest on the repayments;

8.  a  way of buying goods where the buyer takes the goods and pays for them in regular instalments over a fixed period of time;

9.  offering company shares for sale to the public or a stock exchange for the first time;

10.         the amount of short-term capital that a business has available to meet the day-to-day cash requirements of its operations;

11.         money given for a specific purpose;

12.         buildings and the land they occupy.

Exercise  4. Fill the necessary prepositions into the sentences and translate them: 

Retained Profit

for, through, in, within, to, of(6), after   

retained profit is the amount … profit tax that directors … a business decide not to distribute … their shareholders, but to keep … the business. It is held as  an increase .. the capital  and reserves … the purchase … assets. Retained profits from the most important source … finance … business expansion.

Exercise 5. Write an appropriate word or phrase in the following sentences

distributed, share issues, premises, hire purchase, a grant, retained profit, cash flow, a loan (2), cash.

1. I’d like to pay in …, please.

2. The bank agreed to give the company … of $100,000.

3. The … in our country is good because we take in much more money than we

    spend.

4. Our … will provide capital for the planned growth next year.

5. I applied at the bank for … at 7% interest

6. The Ford Foundation gave the economist … for research.

7. He bought a computer on … .

8. A guard asked the stranger to leave the … . 

9. As Britain recovers from recession, computers will seek to rise finance through …

10. Goods are … to our major customers first.          

Exercise 6. Sum up what you remember about:

a)  financial reserves;

b)  retained profit;